Cookies Policy

Our Cookies Policy made simple

What are Cookies?

Cookies are small text files sent to a web browser by a web server and stored on the receiving device.

There are various types of Cookies

Session cookies are automatically deleted at the end of each browsing session (typically when the web browser is closed).

Persistent cookies remain until the expiry date and time set by the web server (or otherwise manually deleted by the user).

1st party cookies originate from the same domain as the website being visited.

3rd party cookies originate from a domain that is different to the website being visited.

How do we use cookies?

We use cookies in two ways;

We assign visitors to our website(s) a unique session identity in the form of a randomly generated combination of characters. This allows us to track browsers in a unique method within and across one or more browsing sessions. We do this for a variety of reasons and the list below explains these in detail. It is important to note however, that these cookies do not contain any personal information and cannot be used by themselves to identify individual users.

We also use cookies to store your website preferences, either explicit or implied.

Cookies used by our website

We have grouped together the cookies we use according to their usage;

A) System cookies

1. Content management and navigation

To provide easy and simple site navigation

To enable product search, identification and e-commerce functions

To ensure you are not invited to complete a questionnaire that you have already completed or told us that you do not want to see again

2. Content optimisation

To allow us to tailor our content to match your preferences, for example to show a button that allows you to retrieve a saved insurance quotation or semi completed application form

To ensure you are not shown duplicate content as you navigate our site

To ensure consistency of content if you return to our website

B) Web Analytics cookies

To compile website usage statistics anonymously in order to help us to maintain and improve the performance of our website and to allow us to maximise opportunity.

We only use cookies for the purposes stated above and where necessary for the provision of a specific service or functionality that you have requested from us (for example logging into a secure area to complete an application or obtaining or retrieving an insurance quotation).


For your convenience we may have included links on this website to other sites that we believe you may find useful should you not be eligible for our main product(s). Please note any websites connected with this site are not within our control. These websites should have their own privacy statement, which may differ from ours. It is your responsibility to ensure, when you click on any of our links, that you read the privacy statement located on the website you have selected. Where you have linked to our website from a third party website, we may be required to pass your personal information to the third party. Please read the privacy statement provided by the third party website to make sure that you understand how they will process your information.

Your consent/information

By using this website, you consent to the collection and use of your personal information (including sensitive personal data) by us, provided it is used as set out in this Policy.

You have the right to ask for a copy of the information we hold about you (for which we may charge a small fee) and to correct any inaccuracies in your information.

The Internet is not a 100% secure means of communication and, accordingly, we cannot guarantee the security of any information transmitted via the Internet. We are not responsible for any damages you, or others, may suffer as a result of the loss of confidentiality of such information.

We may monitor or record your communications with us to improve our service and for security and regulatory purposes.

Before you provide us with any personal data about a third party you must obtain the correct authority from the individual(s) concerned and undertake to keep them advised about how their information will be used.

If we decide to change the Cookie Policy, we will post those changes on this page so that you are always aware of the information we collect, its use by us and under what circumstances it is disclosed.

It is possible for you to set your web browser to only accept some cookies but in doing this it may make the use of this and other websites more difficult.